Why Teaching Your Kids About Money Matters (and How to Start)
Hey parents!
We all want our kids to grow up happy, healthy, and ready to handle the real world. But there's one super important life skill that often gets overlooked: understanding money.
No, they don’t need to become little financial experts overnight. But giving them simple lessons early on can help them feel confident and prepared as they get older. And the best part? You don’t need to make it complicated.
Why bother teaching kids about money?
Here’s the thing—kids see us spending money all the time. Groceries, gas, online orders, bills... it’s part of everyday life. But if we don’t talk about how it all works, they might grow up thinking money just magically appears.
Teaching them about money helps them:
- Learn the value of hard work.
- Understand saving up for things they want.
- Avoid money stress later on.
- Make smarter choices as they grow.
How to keep it simple
You don’t have to sit them down for a boring lecture. Start with easy, real-life moments. Like:
- At the store: Show them how you compare prices or decide what fits the budget.
- Allowance or birthday money: Help them split it into saving, spending, and maybe even giving.
- Big wants: If they really want something expensive, talk about how long it would take to save up.
Make it part of everyday life
Money talks don’t have to be serious or stressful. Just keep the conversation going. Let them see you planning ahead, saving for things, and being thoughtful with what you buy.
The goal isn’t to make them worry—it’s to help them feel ready. And when they grow up understanding money, they’ll thank you for it.
Even small lessons today can make a big difference tomorrow. So don’t wait! Start the money talk now, and keep it simple, fun, and real. We offer kids accounts to help encourage that savings attitude. Learn more about our Johnny Appleseed account.